Advantages to Choosing 30 Year Fixed Rate Mortgage Loans

Author: admin  //  Category: home equity  //  Comments (3)  //  Add Comment

Is a 30 year fixed rate mortgage loan right for you? What is the advantage of a 30 year fixed rate mortgage? 30 year fixed rate mortgages offer security even if you plan to sell or refinance your home after a few years. Watch this Expert Real Estate Tips segment and learn all the advantages of a 30 year fixed rate mortgage loan.

Duration : 0:1:15

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IRS Tax Relief Tax Help for IRS Tax Problems Levy Release

Author: admin  //  Category: mortgage problems  //  Comments (0)  //  Add Comment

Tax Relief, Tax Relief TV Commercial, IRS Tax Debt Relief, IRS Tax Problems Resolution, Wage Garnishment Release, Bank Levy Release, Offer in compromise, Tax Audit Representation, Tax Help Now, 1099-C, Mortgage Tax Relief, AMT

Settle your taxes for less than you owe.

Watch this free IRS Tax Relief video.

Duration : 0:0:30

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Home Prices decline 18.1%; Mortgage Applications Down; Special Message

Author: admin  //  Category: mortgage applications  //  Comments (25)  //  Add Comment

Federal agents hunt for guns, one house at a time
http://www.chron.com/disp/story.mpl/front/6505651.html

U.S. mortgage applications fall to 7-month low
http://finance.yahoo.com/news/US-mortgage-applications-fall-rb-4099573864.html?x=0&.v=3

Iran’s president says enemies’ ’soft overthrow’ failed
http://www.latimes.com/news/nationworld/world/la-fg-iran1-2009jul01,0,4811927.story

Gloomy U.S. consumers clip housing recovery hopes
http://finance.yahoo.com/news/Gloomy-US-consumers-clip-rb-2688130524.html?x=0&.v=1

Home prices post 18.1 percent annual drop in April
http://finance.yahoo.com/news/Home-prices-post-181-percent-apf-801285894.html?x=0

More Americans See Democratic Party as Too Liberal
http://www.gallup.com/poll/121307/More-Americans-See-Democratic-Party-Too-Liberal.aspx?version=print

Democrat Franken wins protracted Minn. Senate race
http://news.yahoo.com/s/ap/us_minnesota_senate

Duration : 0:6:47

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Wiping out 2nd Mortgage in Bankruptcy

Author: admin  //  Category: second mortgage  //  Comments (0)  //  Add Comment

Jacksonville Bankruptcy Attorney Chip Parker explains how a homeowner can wipe out (strip) a second mortgage or heloc in a Chapter 13 bankruptcy.

Duration : 0:5:17

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Banks vs. Mortgage Brokers

Author: admin  //  Category: mortgage broker  //  Comments (4)  //  Add Comment

The age old debate continues. There is plenty in the media about the Evils of mortgage brokers. Recently HUD cam out with a 270 Page report stating borrowers got better deals on average from banks vs brokers. I say the facts were right but the data is skewed.

I contend that the difference is in part due to the Slime Factor. Yes, there are plenty of slimy Loan Officers on both the Bank and the Broker side. However I think there are far more on the Broker side. That’s what skewed the numbers.

I suggested if that had they run the same numbers, sifting out the slime on both sides, and using only the knowledgeable, honest, ethical loan officers on both sides, she would be writing a different story.

Remember, you have the choice to work with an honest, ethical Loan Officer, or not. That Loan Officer may work as a Mortgage Broker or for a Bank. Slime happens on both sides of the isle. Borrowers that chase rates often end up getting Slimed.

Duration : 0:2:35

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Cavuto: Rep Elijah mings - Bankrutcy laws affect mortgage

Author: admin  //  Category: mortgage terms  //  Comments (0)  //  Add Comment

Cavuto: Rep Elijah mings - Obama promises to change Bankrutcy laws to allow judges to change terms of mortgage. Oh brother

Duration : 0:1:51

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Money Merge Account Testimonial Doug Frye

Author: admin  //  Category: heloc  //  Comments (0)  //  Add Comment

This is yet another professional and excited client on the Money Merge Account by United First Financial. Get your FREE analysis in less than 15 minutes! Eliminate your mortgage and debt in as little as 1/3 to 1/2 the time!
Jarrett@JarrettHolmes.com
Sr. Branch Manager - United First Financial
(336)558-5277

Duration : 0:6:34

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The mortgage lender radio advert

Author: admin  //  Category: mortgage lender  //  Comments (0)  //  Add Comment

A recent radio advert from The mortgage lender who help a very unlikely customer.

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Can I claim my home equity line of credit when filing for bankruptcy?

Author: admin  //  Category: home equity  //  Comments (3)  //  Add Comment

I am filing for bankruptcy and have negative equity in my home.

You are REQUIRED to report ALL debts when filing for bankruptcy. However, if you keep the house, you keep all debts secured by the house.

Mortgage problems need more help?

Author: admin  //  Category: mortgage problems  //  Comments (6)  //  Add Comment

For each mortgage there is a clause that you must have property insurance. Mine is escrowed in so it will be a little easier on paying. But the cost of insurance and property taxes is nearly the same as the mortgage payment. I pay $724 a month. Subtract the fixed mortgage payment and that leaves $329 a month I pay for insurance and taxes. I have no claims on my insurance with State farm. This cost has been going up around $100 a month with each passing year.
In 2002 my payments was $412 a month. Today my payments are $724
Home value in 2002 was $69,500
Property taxes for 2008 was around $600 after property tax relief adjustment.

Double check your loan and make sure you have a fixed rate loan and not an adjustable rate mortgage. Also, you can shop around for home insurance and change carriers without hurting your mortgage. The insurance company will help you switch it over with the bank or mortgage company.

Insurance may depend on where you live. In Texas, all of our insurance payments went up even though we are way north of the hurricane zone. Shop around your rates and see what you can find. Pay close attention to what it covers and replacement value vs insured value.